Stripe Fee Calculator
Enter order value, orders per month and the share of international, currency-converted or manually keyed cards, then toggle Billing, Tax, Invoicing, Instant Payouts and disputes. See fee per order, monthly fees, effective rate and net — or enter the amount you want to receive and get the price to charge. US list rates; estimates only, Stripe's pricing page prevails.
Math runs in your browser. Nothing is uploaded.
Fees
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Effective rate and net to you
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Reverse: amount to charge
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Breakdown
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Stripe US standard pricing: domestic cards 2.9% + $0.30; +1.5% for international cards; +1% when currency conversion is required; +0.5% for manually entered cards. ACH Direct Debit 0.8% capped at $5. Optional: Billing pay-as-you-go 0.7% of billing volume, Invoicing 0.4% per paid invoice, Stripe Tax 0.5% per transaction where registered, Instant Payouts 1.5% (min $0.50), $15 per dispute. No monthly or setup fee. Mix percentages are blended: fee = order × (2.9% + 1.5% × intl share + 1% × FX share) + $0.30. Worked example: 1,000 × $49, 40% intl, 20% FX → $2.11 per order, $2,113 / month (4.31%).
Reverse formula: charge = (desired net + fixed fee) ÷ (1 − effective % rate). Example: to net $49 on Stripe cards, charge (49 + 0.30) ÷ (1 − 0.029) = $50.77.
Estimates only. Official US list prices as of 2026-11-02 (Asia/Shanghai); the provider's pricing page prevails. Sources: Stripe pricing · Stripe Billing pricing · Stripe Tax pricing
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How it works
- How much does Stripe charge per transaction?
- US standard pricing is 2.9% + $0.30 for domestic cards, +1.5% for international cards, +1% if currency conversion is required and +0.5% for manually entered cards. There is no monthly or setup fee (as of 2026-11-02).
- What is the Stripe fee on $49?
- Domestic card: 49 × 2.9% + $0.30 = $1.72, so you net $47.28.
- How much should I charge to receive a specific amount?
- Use charge = (net + $0.30) ÷ (1 − rate). To net $49 on a domestic card: (49 + 0.30) ÷ 0.971 = $50.77. Add the international/FX percentage to the rate if relevant.
- How are ACH, Billing, Tax and Invoicing priced?
- ACH Direct Debit is 0.8% capped at $5. Billing pay-as-you-go is 0.7% of billing volume, Invoicing 0.4% per paid invoice, Stripe Tax 0.5% per transaction where you are registered.
- What other Stripe fees can apply?
- Instant Payouts cost 1.5% (min $0.50) and each dispute costs $15. Worked example: 1,000 orders × $49 with 40% international and 20% FX ≈ $2.11 per order, $2,113 per month (4.31%).