PayPal 手续费计算
选择 PayPal Checkout、银行卡、Pay Later 或二维码，填写订单金额、每月订单数与国际交易比例。查看每单手续费、月手续费、实际费率与到手金额；或输入希望到手的金额，反推应收价格。按美国商业费率估算，以 PayPal 费用页为准。
计算在浏览器完成。不会上传数据。
Fees
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Effective rate and net to you
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Reverse: amount to charge
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Breakdown
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PayPal US commercial rates (updated 2026-10-01): PayPal Checkout / Guest / Venmo 3.49% + $0.49; standard credit/debit card 2.99% + $0.49; Pay Later 4.99% + $0.49; QR code 2.29% + $0.09; international commercial transactions +1.5%; standard dispute fee $15. Goods & Services personal payments are 2.99%. Currency conversion spreads (about 3–4%) are not included. Example: $49 via Checkout → 49 × 3.49% + $0.49 = $2.20.
Reverse formula: charge = (desired net + fixed fee) ÷ (1 − effective % rate). Example: to net $49 on PayPal Checkout, charge (49 + 0.49) ÷ (1 − 0.0349) = $51.28.
Estimates only. Official US list prices as of 2026-11-02 (Asia/Shanghai); the provider's pricing page prevails. Sources: PayPal business fees
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怎么用
- 2026 年 PayPal 手续费是多少？
- 美国商业费率（2026-10-01 更新）：PayPal Checkout / Venmo 3.49% + $0.49，标准银行卡 2.99% + $0.49，Pay Later 4.99% + $0.49，二维码 2.29% + $0.09；国际交易 +1.5%。
- $49 的 PayPal 手续费是多少？
- 通过 PayPal Checkout：49 × 3.49% + $0.49 = $2.20，到手 $46.80。
- 想在 PayPal 到手固定金额该收多少？
- 应收 = (到手 + $0.49) ÷ (1 − 3.49%)。到手 $49：(49 + 0.49) ÷ 0.9651 = $51.28。国际买家再把 1.5% 加到费率中。
- 包含货币转换费吗？
- 不包含。PayPal 货币转换价差（约 3–4%）未计入，本计算器按美元收美元计算。
- 有争议费吗？
- 有，标准争议费为每次 $15（美元）；填写每月次数即可计入。