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Stripe 手续费计算

填写订单金额、每月订单数,以及国际卡、需货币转换、手动输入卡的比例,再勾选 Billing、Tax、Invoicing、即时提现与争议次数。查看每单手续费、月手续费、实际费率与到手金额;或输入希望到手的金额,反推应收价格。按美国目录价估算,以 Stripe 价格页为准。

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Fees
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Effective rate and net to you
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Reverse: amount to charge
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Breakdown
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Stripe US standard pricing: domestic cards 2.9% + $0.30; +1.5% for international cards; +1% when currency conversion is required; +0.5% for manually entered cards. ACH Direct Debit 0.8% capped at $5. Optional: Billing pay-as-you-go 0.7% of billing volume, Invoicing 0.4% per paid invoice, Stripe Tax 0.5% per transaction where registered, Instant Payouts 1.5% (min $0.50), $15 per dispute. No monthly or setup fee. Mix percentages are blended: fee = order × (2.9% + 1.5% × intl share + 1% × FX share) + $0.30. Worked example: 1,000 × $49, 40% intl, 20% FX → $2.11 per order, $2,113 / month (4.31%).

Reverse formula: charge = (desired net + fixed fee) ÷ (1 − effective % rate). Example: to net $49 on Stripe cards, charge (49 + 0.30) ÷ (1 − 0.029) = $50.77.

Estimates only. Official US list prices as of 2026-11-02 (Asia/Shanghai); the provider's pricing page prevails. Sources: Stripe pricing · Stripe Billing pricing · Stripe Tax pricing

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怎么用

Stripe 每笔收多少手续费?
美国标准价:国内银行卡 2.9% + $0.30,国际卡 +1.5%,需货币转换 +1%,手动输入卡 +0.5%。无月费与开通费(截至 2026-11-02)。
$49 的 Stripe 手续费是多少?
国内卡:49 × 2.9% + $0.30 = $1.72,到手 $47.28。
想到手固定金额该收多少?
应收 = (到手 + $0.30) ÷ (1 − 费率)。国内卡到手 $49:(49 + 0.30) ÷ 0.971 = $50.77。如有国际/货币转换,把对应百分比加到费率中。
ACH、Billing、Tax、Invoicing 怎么收费?
ACH 直接扣款 0.8%,封顶 $5。Billing 按量付费为账单金额的 0.7%,Invoicing 每张已付发票 0.4%,Stripe Tax 在已登记地区每笔 0.5%。
还有哪些 Stripe 费用?
即时提现 1.5%(最低 $0.50),每次争议 $15。示例:1,000 单 × $49,40% 国际、20% 货币转换 ≈ 每单 $2.11、每月 $2,113(4.31%)。